ЦИФРОВЫЕ ВАЛЮТЫ ЦЕНТРАЛЬНЫХ БАНКОВ: ПРЕДПОСЫЛКИ СОЗДАНИЯ И ОСОБЕННОСТИ ИНТЕГРАЦИИ НА ФИНАНСОВЫЙ РЫНОК

  • Николай Игоревич Фетисов Уральский государственный экономический университет https://orcid/org/0000-0002-4961-4295
Ключевые слова: цифровые валюты, CBDC, цифровые финансовые инструменты, обеспеченные цифровые валюты, цифровая валюта центрального банка, цифровая экономика, блокчейн, технология распределенных реестров, виртуальные валюты, инновации

Аннотация

В статье анализируется вопрос внедрения обеспеченных цифровых валют в финансовые системы стран. Возможность эмиссии центральными банками собственной обеспеченной цифровой валюты (CBDC) активно рассматривается на протяжении последних лет. Автором рассмотрены основные предпосылки к созданию данного финансового инструмента, проведен анализ проектов создания на базе центральных банков обеспеченных цифровых валют. Методологию исследования составили публикации центральных банков по вопросу специфики внедрения и использования цифровых валют. Обобщены и проанализированы проекты центральных банков по созданию и запуску цифровых валют, отмечены их специфические особенности.

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Опубликован
2025-09-25
Выпуск
Раздел
ФИНАНСЫ, ДЕНЕЖНОЕ ОБРАЩЕНИЕ, КРЕДИТ. ЦИФРОВЫЕ ФИНАНСОВЫЕ ТЕХНОЛОГИИ