CBDCS И ВОЗМОЖНОСТИ ТРАНСГРАНИЧНЫХ ОПЕРАЦИЙ
Аннотация
Статья посвящена вопросам использования цифровых валют центральных банков в трансграничных платежах. Цель статьи состоит в определении потенциала трансграничных платежей. В статье обозначены основные проблемы современных трансграничных расчетов и возможные риски, связанные с внедрением цифровых валют центрального банка (CBDCs), определены перспективы их использования. В результате исследования установлено, что основные проблемы трансграничных расчетов заключаются в разработке мер кооперации в рамках верификации пользователей и обмена пользователей данными. В статье определяются основные риски, связанные с использованием цифровой валюты. Установлены потенциальные преимущества использования CBDCs для международных расчётов: ускорение платежей и снижение затрат, эффективный контроль над целевым использованием бюджетных средств, снижением финансовых рисков мошенничества и отмывания денег. контроль за денежной массой. В статье приведены актуальные примеры трансграничного использования CBDCs в разных странах.
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